SoFi Promotional Offer
- Allows a user to apply for a fixed rated loan ranging between 5.49% APR to 14.24% APR (with AutoPay)
- Ideal for consumers who are paying more than 9% interest on credit card debt
- A SoFi loan can help the consumer save thousands of dollars
SoFiOffer.com requires the confirmation code and the zip code from the promotional mailing offer. SoFi offers a low fixed rate and monthly payment which will allow the consumer to pay off high interest debt, like credit cards, or make a major purchase (i.e. dream vacation to Hawaii or a bathroom remodel).
SoFiOffer.com Highlights
- Borrow from $5k-$100k at fixed rates that start at 5.49% APR
- No hidden fees or pre payment penalties
- Get a 0.125% rate discount on an additional SoFi loan just for being a loyal SoFi member
- If the borrower losses their job they may qualify to have their monthly payment put on hold
- SoFi offers award-winning customer support 7 days a week (yes they are open on Saturday and Sunday)
SoFiOffer.com Lowlights
- Not available in the state of Nevada
- Your credit score is 650 or less (generally SoFi will not lend to a credit score below 650)
If approved for a loan from SoFi via this promotion offer the applicants actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions.
FAQ
Is SoFi com legitimate?
SoFi is a safe lender for those with a decent credit history who are looking for lower APRs than other online competitors. Even while offering loan amounts as high as 0,000, you won't ever get hit with a single fee.
Does SoFi hurt your credit?
To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. A hard credit pull, which may impact your credit score, is required if you apply for a SoFi product after being pre-qualified.
What credit score do you need for a SoFi loan?
Good to excellent credit — For a personal loan, SoFi loan borrowers must have a FICO score of at least 680. Short credit history — SoFi is more interested in how responsible you've been at paying bills.
Is SoFi good for personal loans?
SoFi, short for Social Finance, offers personal loans of up to 0,000 to borrowers with very good to excellent credit. The lender operates nationwide and is known for offering loans with no fees.
Is SoFi legit?
Is SoFi legit? Yes, SoFi is a legit lending platform. It offers competitive APRs and exclusive borrower perks, and may be a good fit for those with an established credit history and a good to excellent credit score.
What credit score do you need for SoFi?
Good to excellent credit — For a personal loan, SoFi loan borrowers must have a FICO score of at least 680. Short credit history — SoFi is more interested in how responsible you've been at paying bills.
Does SoFi hurt your credit score?
To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. A hard credit pull, which may impact your credit score, is required if you apply for a SoFi product after being pre-qualified.
How long does it take to get money from SoFi?
While other lenders try to issue loans as quickly as possible, SoFi takes its time; after approval, funds can take up to 30 days to be disbursed, and the sometimes-lengthy application can make the wait time even longer.
Is SoFi a good idea?
The Bottom Line: SoFi is a strong option for good-credit consumers, offering low rates, no fees and flexible payments.
What credit score do you need for a SoFi loan?
Good to excellent credit — For a personal loan, SoFi loan borrowers must have a FICO score of at least 680. Short credit history — SoFi is more interested in how responsible you've been at paying bills.