Green Dot Platinum Visa Credit Card
- A secured card that reports to the three major credit bureaus
- Consumers who just received the card can activate it at platinum.greendot.com/activate
- Comes with a nasty $39 annual fee but is a small price to pay for consumers looking to rebuild their credit rating
- Somewhat low minimum security deposit of $200 to get started
- Refundable security deposit act as collateral and becomes the cardholders credit limit
The Green Dot Platinum Visa Credit Card is open to legal residents of the United States who are 18 years of age or older and have a verifiable physical US home address. The card is designed for consumers with poor credit that are having a tough time getting approved for a stand credit card.
Those already lucky enough to be approved for the card can activate it at platinum.greendot.com/activate
Green Dot Platinum Visa Credit Card Highlights and Lowlights
- Does not require a bank account 🙂
- 19.99% variable APR 🙂
- Free 24/7 online account access (pay bills, update information, view purchases, contact customer service)
- No rewards 🙁 (but that is usually the case with secured credit cards)
- $39 annual fee 🙁
- Ideal for those with poor credit
- For retailers excluding Walmart, a $500 deposit limit per transaction applies
- Deposit and same-day payments at retail stores for just $4.95 or less
Other Secured Card Options
- Discover it Secured Card
- Capital One Secured Mastercard (Capital One is one of the best credit card companies on the market today)
Platinum.GreenDot.com/Activate Required Information
- Account number
- First and last name
- Last 4 digits SSN
- Expiration date
- CVC number
- Date of birth
- State and zip
Any questions in regards to the Green Dot Platinum Visa Credit Card (or the activate page at platinum.greendot.com/activate) can be directed to toll free 866-291-0818. Those looking to reach out by mail can write to: P.O. Box 9206 Old Bethpage, NY 11804.
The Green Dot corporate office is based at Green Dot, P.O. BOX 5100, Pasadena, CA 91117.
Sources
FAQ
How do I activate my Greendot Visa card?
If you want to activate your Green Dot debit card online, visit the Green Dot website. Enter the 16-digit number printed on the front of the card, followed by the expiration date and the 3-digit code printed on the back of the card, then click "Continue."
How does Green Dot platinum work?
The Green Dot Platinum Visa secured card is a credit card designed for people who are looking to build or rebuild their credit. It looks and acts like a traditional credit card except that you provide a 0 minimum security deposit, up to your approved credit limit, as collateral for your credit card account.
Can I use a green dot card without registering?
Just pay as you go and enjoy no monthly fees. Take your card coast to coast in the U.S. and use everywhere Visa® is accepted. No registration is required so you can immediately start making purchases. Available at select Rite Aid and Walgreens locations make it quick and convenient to find.
How do I pay my green dot platinum bill?
Send a check or money order to Green Dot Platinum Visa® Secured Credit Card. Send your deposit at Green Dot Bank, P.O. Box 400, Provo UT 84603-0400. Pay by direct deposit or bank transfer. You can make this payment online.
How do I activate my Greendot card?
Enter the 16-digit number printed on the front of the card, followed by the expiration date and the 3-digit code printed on the back of the card, then click "Continue." Then, you'll need to provide your personal information, including your name, address, date of birth, and Social Security number in order to activate ...
How does the Green Dot platinum card work?
The Green Dot Platinum Visa secured card is a credit card designed for people who are looking to build or rebuild their credit. It looks and acts like a traditional credit card except that you provide a 0 minimum security deposit, up to your approved credit limit, as collateral for your credit card account.
Can I use a green dot card without registering?
Just pay as you go and enjoy no monthly fees. Take your card coast to coast in the U.S. and use everywhere Visa® is accepted. No registration is required so you can immediately start making purchases. Available at select Rite Aid and Walgreens locations make it quick and convenient to find.
How do I pay my green dot platinum bill?
Send a check or money order to Green Dot Platinum Visa® Secured Credit Card. Send your deposit at Green Dot Bank, P.O. Box 400, Provo UT 84603-0400. Pay by direct deposit or bank transfer. You can make this payment online.
What is a green dot platinum card?
The Green Dot Platinum Visa secured card is a credit card designed for people who are looking to build or rebuild their credit. It looks and acts like a traditional credit card except that you provide a 0 minimum security deposit, up to your approved credit limit, as collateral for your credit card account.
Is Green Dot platinum good?
If you're looking to build your credit, the Green Dot Platinum Visa® Secured Credit Card could be a decent option worth considering. But if you don't want to pay an annual fee or if you're looking for some additional perks, compare other secured credit cards until you find the right card for your financial needs.