Discover Personal Loans Apply Review
Below are what some of the more respected financial blogs are saying about a personal loan from Discover.
- Nerdwallet: 4.5 out of 5
- ValuePenguin: 80% out of 100%
“If you have a good to excellent credit score and want some flexibility in repaying your loan, Discover may be a great fit for a personal loan. With Discover, you can borrow anywhere from $2,500 to $35,000” – ValuePenguin
As you might expect the Discover Personal Loan offer receives very good reviews from the online review community.
discoverpersonalloans.com/apply Notes
- Applicants will want a credit score of 660 or more
- Offers payment flexibility
- You will need the invitation number from the promotional offer along with an email address
- Applicants can apply for a loan up to $35,000
- Borrowers’ average is about 750
- Discover can pay off your creditors directly if you’re consolidating debt; not all lenders offer that
- Late making a loan payment? Discover will slap you with a $39 late fee (OUCH)
Please note you must be 18 years of age or older and a legal resident of the United States.
Customers are allowed to change the due date twice during the lifetime of the loan, with a minimum of one year between changes.
Other Loan Options
- SoFiOffer: Apply for a fixed rate personal loan
- OppLoans: Designed for consumers with a weaker credit score
- Wells Fargo Personal Loan: unsecured personal loan borrowers have a credit score between 660 and 749
Discover Personal Loan Customer Service
Any questions in regards to discoverpersonalloans.com/apply can be directed to Discover Bank at 1-866-248-1255.
The Discover customer service hotline is available from Monday to Friday 8 am to 11 pm ET and Sat/Sun: 9 am to 6 pm ET.
Discover Bank is a proud member FDIC and an equal housing lender.
Discover Bank is based at 502 Market St, Greenwood, DE 19950.
Discover reserves the right to terminate or modify this offer at any time.
DiscoverPersonalloans.com/Apply or by mail
FAQ
How do I apply for a Discover personal loan?
Applying for a Discover personal loan is relatively straightforward. You can begin the application process either online or over the phone by calling 1-866-248-1255. You'll probably want to start by checking the estimated rate you qualify for.
What is the minimum credit score for a Discover personal loan?
Minimum credit score required: 660; borrowers' average score is about 750. Minimum gross income required: ,000, but typically much higher.
Can you pay off a Discover credit card with a Discover personal loan?
This is important, especially, if you are using the loan proceeds to pay off credit cards. ... There is no prepayment penalty on personal loans from Discover, and Discover also offers personal loan terms of 36, 48, 60, 72, or 84 months.
Is it easy to get a personal loan from Discover?
You can apply for a personal loan from Discover on its website, or by calling 1-866-248-1255. If you received an invitation in the mail to apply, you can also fill out and mail the application. Discover's website allows you to check your interest rate and monthly payment amount with a soft pull on your credit.
How do I apply for a Discover personal loan?
Applying for a Discover personal loan is relatively straightforward. You can begin the application process either online or over the phone by calling 1-866-248-1255. You'll probably want to start by checking the estimated rate you qualify for.
What is the minimum credit score for a Discover personal loan?
Minimum credit score required: 660; borrowers' average score is about 750. Minimum gross income required: ,000, but typically much higher.
Is Discover personal loans legit?
Our Discover Personal Loans Review Deep Dive Even its 6.99% minimum APR is a good deal compared to most personal loan providers, though you may be able to secure a lower rate through a bank or credit union if you have an excellent credit score.
Can you pay off a Discover credit card with a Discover personal loan?
This is important, especially, if you are using the loan proceeds to pay off credit cards. ... There is no prepayment penalty on personal loans from Discover, and Discover also offers personal loan terms of 36, 48, 60, 72, or 84 months.
Is Discover personal loans legit?
Our Discover Personal Loans Review Deep Dive Even its 6.99% minimum APR is a good deal compared to most personal loan providers, though you may be able to secure a lower rate through a bank or credit union if you have an excellent credit score.
What is the minimum credit score for a Discover personal loan?
Minimum credit score required: 660; borrowers' average score is about 750. Minimum gross income required: ,000, but typically much higher.
How do I apply for a Discover personal loan?
Applying for a Discover personal loan is relatively straightforward. You can begin the application process either online or over the phone by calling 1-866-248-1255. You'll probably want to start by checking the estimated rate you qualify for.
Can you pay off a Discover credit card with a Discover personal loan?
This is important, especially, if you are using the loan proceeds to pay off credit cards. ... There is no prepayment penalty on personal loans from Discover, and Discover also offers personal loan terms of 36, 48, 60, 72, or 84 months.
How do I apply for a Discover personal loan?
Applying for a Discover personal loan is relatively straightforward. You can begin the application process either online or over the phone by calling 1-866-248-1255. You'll probably want to start by checking the estimated rate you qualify for.
